What is Premier Turf Club (BetPTC.com)?

Premier Turf Club is a fully licensed and regulated off-track wagering facility located in Portland, Oregon. All wagers placed by our customers are automatically transmitted into the actual track pools through the Amtote hub in Portland, Oregon. Our site is licensed and regulated by the United States in the state of Oregon.

We are not a bookmaking operation. Premier Turf Club has contractual relationships with all tracks at which wagers are accepted. Placing a wager online or by phone with BetPTC is no different than placing that wager at the track. Premier Turf Club will accept most wagers that the host track offers on each race and pay full track odds on every winning wager. Premier Turf Club provides a real-time wagering environment. Account balances are updated as race results become official.

Why should I use Premier Turf Club?

Premier Turf Club (BetPTC.com) offers cash-back rewards every day on the tracks you wager on. Not only does BetPTC not charge you frivolous fees to place a bet, but we reward you with cash back on the wagers you make. These rewards are among the highest in the industry.

Premier Turf Club is committed to delivering you the very best wagering experience possible. We offer top racing content including Gulfstream Park, The Fair Grounds and Santa Anita; and big event days such as the Dubai World Cup. Premier Turf Club has the racing you want to play – every day.

Our members are not just another number to us. We provide superior customer service that, unfortunately, players are not used to experiencing in this industry. Premier Turf Club was developed by horseplayers, is run by some of the most experienced players in the industry, and is here for you, the player.

Is the service open to everyone?

Our wagering service is available to individuals 18 years of age and older that reside in an eligible state. Residents of Canada or the following states are currently ineligible to sign up for our service: Alaska, Arizona, California, Colorado, Connecticut, District of Columbia, Georgia, Hawaii, Idaho, Illinois, Iowa, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Nevada, New Jersey, New Mexico, New York, North Carolina, Pennsylvania, South Carolina, Texas, Utah, Virginia, Washington and West Virginia.

Some otherwise eligible residents will be excluded from playing certain tracks. These are not our rules, but the rules of the state in which you reside. International residents should contact our customer service line to discuss their eligibility. These exclusions will be updated from time to time as things change. Additionally, those holding racing licenses that have direct influence over outcomes of races are ineligible (racing officials, trainers, jockeys, etc).

How much does it cost to use Premier Turf Club?

Nothing. There are no fees to be a member of Premier Turf Club (BetPTC.com) nor to place online or phone wagers. However, in order to open an account you must make a minimum $25 deposit. This is a requirement of the State of Oregon.

How can I find out specific information about customer cash rewards?

BetPTC cash reward schedules will be based upon your average monthly wagering volume. You will be assigned a rewards schedule upon the acceptance of your account application. The customer service representative that contacts you upon acceptance will communicate that information to you directly. You can always find your current rates by logging into your account and clicking “My Rates.”

How do I open an account with Premier Turf Club?

Click the “Sign up Today” button on the homepage and provide the information required to create the account. Once the account has been created, you will need to add funds to the account. When opening a wagering account, the Oregon Racing Commission requires a minimum initial deposit of $25 or more. Failure to make the minimum initial deposit will result in the closing of your account. An account can be reopened by Premier Turf Club upon receipt of initial deposit and subject to acceptance. Premier Turf Club requires the following to open and maintain a wagering account:

• Provide the following personal information: name, phone number, email address, residence address, mailing address (if different), social security number and driver's license number and state.
• Have read and agree to abide by all of the Terms and Conditions set forth by Premier Turf Club.
• Allow Premier Turf Club to use third party services to authenticate your account information. All information used to authenticate your account is kept completely confidential.
• Agree to pay all charges posted to your Premier Turf Club (BetPTC.com) account.
• Allow Premier Turf Club to open an advance deposit wagering (ADW) account in your name and to manage funds on your behalf.
• Notify Premier Turf Club immediately about any change of address.
• Refrain from wagering if you relocate to any state or country that does not allow pari-mutuel wagering.
• Acknowledge that Premier Turf Club reserves the right to report unusual or suspicious activity to the proper authorities.
• Only one account per person is allowed. Premier Turf Club reserves the right to reject an application for any reason.

To sign up today, please go to the Premier Turf Club registration page. 

If you have any questions about opening an account, contact Customer Service toll-free at 1-877-880-0588 seven days a week.

Are there any restrictions on BetPTC.com?

Yes. You must be at least 18 years of age (except Washington residents must be at least 21 years of age) and a resident of a state where the BetPTC.com wagering system is available. Premier Turf Club reserves the right to deny the request to open an account or to close an account for any reason.

By opening and using a Premier Turf Club account, you understand and agree that all wagers accepted by Premier Turf Club are accepted in and are deemed to take place in the State of Oregon where Premier Turf Club maintains its wagering hub along with a Multi-Jurisdictional Simulcasting and Interactive Wagering Totalizator Hub License issued by the Oregon Racing Commission. Oregon law governs the Premier Turf Club (BetPTC.com) website and all transactions conducted via the Premier Turf Club wagering system. By opening a Premier Turf Club account and using the Premier Turf Club wagering system, you consent to Oregon law governing your use of this website and transactions conducted through the Premier Turf Club (BetPTC.com) wagering system.

What do I need to do to place wagers?

Go to www.betptc.com and sign in using your unique username and Password or account number and Password. Premier Turf Club players may also use the following phone number to place wagers, or check on account status: 1-877-880-0588 available 10:00am to 2:00am Eastern.

Premier Turf Club employs strict privacy and protection methods in order to insure the highest level of wagering security and integrity. Premier Turf Club accounts may only be accessed by the registered account holder using their unique, valid login information (username, Password, etc.)

The maximum wagering amount allowed is $2,500 (U.S.) per transaction. The maximum show wager amount is $5,000 (U.S.). The wagering amounts are also dependent on the host racetrack and Premier Turf Club (BetPTC.com) rules. All wagers are commingled with wagering pools at the host racetrack and will be subject to host racetrack restrictions. In the case of multiple wagers such as a daily double or an exacta box, the base wager is multiplied by the number of combinations to determine the amount of the total wager. Wagers will only be accepted that do not exceed the current balance of players' respective wagering account. All approved wagers will be withdrawn from the account holder's wagering account prior to submission of wager. Winning wagers will be credited to account holders BetPTC account upon posting of official results by the respective host racetrack.

Premier Turf Club reserves the right to refuse any wagering transaction for any reason. Any and all wagers placed from non-wagering jurisdictions will not be accepted.

Under certain special circumstances Premier Turf Club may operate separate wagering pools from the host racetrack. Separate pools will be subject to rules and regulations of the Oregon Racing Commission.

If for some reason we are unable to commingle your wager with the host racetrack wagering pool, your wager will be refunded to your account. Requested wagers that are unsuccessful, ineffective or non-permissible for any reason (including any and all track errors, tote malfunction, communications failures, et. al.) will be canceled and the full wagered amount will be refunded to Premier Turf Club player account.

How long does it take to set up an account?

Once your application is accepted, you will be able to log into your account. Once you have deposited funds through one of the available methods, you will be able to make wagers by phone or online.

How do I make deposits to my wagering account?

Funds may be deposited to your BetPTC wagering account in the following ways:

1. BetPTC Cash - our new ACH system is coming January 2015.  See FAQs about ACH deposits and withdrawals below.

2. e-Wallet Services:   Dwolla. You can use Dwolla to fund your wagering account by signing up with its service and registering a bank account. Dwolla deposits are subject to the normal ACH waiting period (3-4 days). There are no Dwolla transaction fees for deposits sent to Premier Turf Club. There is a $25 minimum and $5000 maximum transaction limit.

3. Credit/Debit card: you can use your Visa or Mastercard or to fund your wagering account by calling our customer service line at 877-880-0588 (option 3). The minimum credit or debit card deposit is $10. Repeat customers can deposit up to $1,000 per day, $3,000 during a seven (7) day period, with a $5,000 per calendar month limit. There is a 3.75% fee for all credit or debit card transactions, and these transactions may be classified as a cash advance by your bank.

4. By mail: with a cashier's check, money order or personal check: Please allow 5 - 7 business days to process your deposit. All money orders and cashier’s check are given immediate credit after confirmation of validity.

Premier Turf Club, LLC
2196 Main St., Suite I
Dunedin, FL 34698

5. Bank Wire: Members can fund their Premier Turf Club account via wire transfer.

Minimum deposit for wire transfers is $200.00. **Please contact Player Services at info@betptc.com once your wire transfer has been completed.

6. PayNearMe 

Fund your wagering account instantly with the PayNearMe cash option.  This cash deposit method is available through many CVS and 7-Eleven locations.

Why should I use PayNearMe to fund my BetPTC account?

PayNearMe lets you enjoy the benefits of BetPTC without using a credit card or bank account – avoid credit card fees and interest charges.

Is there a fee to use PayNearMe?

There is a $3.99 service fee to process the transaction.

Where do I deposit cash using PayNearMe?

You can make a deposit with cash at over 7,800 7-Eleven and 5,000 CVS stores nationwide. Click Here to find a location near you. Currently, BetPTC is only authorized to accept payments in the following states: AL, AZ, AR, CA, CO, CT, DE, FL, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MO, MT, NE, NH, NM, NY, ND, OH, OK, OR, PA, RI, SD, TN, VT, VA, WA, WV, WI, WY.

How do I deposit funds using PayNearMe?

To use PayNearMe to fund your BetPTC account you need a PayNearMe Payment Code. The Payment Code is a unique barcode that connects your PayNearMe deposit to your BetPTC account. You can receive a Payment Code via text message or email. You can also choose to print the Payment Code.

How to Print a Payment Code:

1. Sign In to your BetPTC account and click "Deposit".
2. Choose PayNearMe as your Deposit method.
3. Enter your email address and click "Continue".
4. Check your inbox for an email with additional instructions from PayNearMe.
5. Click on the link in the email to access your Payment Code.
6. Click "Print" to print your Payment Code. (This will print the unique barcode along with instructions for the cashier)
7. Take the Payment Code to your local 7-Eleven® or CVS store, hand it to the cashier and tell them how much you would like to deposit into your BetPTC account. The cashier will process the transaction and hand you a deposit receipt.
8. Your cash funds will instantly be available in your BetPTC account.

How to Receive a Payment Code on your Mobile Device:

1. Sign In to your BetPTC Account and click "Deposit".
2. Choose PayNearMe as your Deposit method.
3. Enter your mobile phone number and click "Continue".
4. Check your mobile phone for a text message from PayNearMe.*
5. Click on the link in the text message to access your mobile Payment Code.
6. Take the mobile Payment Code to your local 7-Eleven® or CVS store, hand it to the cashier and tell them how much you would like to deposit into your BetPTC account. The cashier will process the transaction and hand you a deposit receipt.
7. Your cash funds will instantly be available in your BetPTC account.

*Text messaging and data charges may apply, check with your carrier.

How long does it take for my PayNearMe Funds to appear in my BetPTC account?

Once the cashier processes your deposit, funds are instantly available in your wagering account.

How many PayNearMe deposits can I make?

There is no limit to the number of PayNearMe deposits you can make to your BetPTC account. However, there is a $500 daily deposit limit and a $10,000 limit over a 30-day period.

Have questions about how to use PayNearMe?

Email support@paynearme.com or call 888-714-0004. You can also visit their support page at http://www.paynearme.com/support.

Which credit and debit cards do you accept for deposits?

MasterCard and Visa cards, including debit cards which carry one of those logos, are accepted for phone in deposits. Phone-in deposits are processed through Global Cash and carry a 3.75% transaction fee and are processed as a cash advance. We cannot be responsible if your bank treats a deposit as a cash advance. Credit and debit card deposits may be phoned in to the BetPTC Customer Service Line at 1-877-880-0588 any time from 10:00am to 2:00am Eastern.

Is video streaming available?

Yes. Video streaming for live racing is available for most tracks. There is no charge for accessing our streaming video, however the feature is only available to active members. A dormant account will result in video restrictions.

What happens if I forget my Password?

Your Password is required for you to access your account. Should you forget your Password, you can have your Password reset by entering your email address on the “reset my password” page.

You can also contact Customer Service Line toll-free at 1-877-880-0588 from 10:00am to 2:00am Eastern as soon as possible for a replacement. As an added security feature, your account will be disabled for a period of 24 hours upon five failed attempts to login. Our Customer Service representatives do not have access to customer's Password information.

When do wagers need to be placed?

Wagers can be placed up to post time. Note that some tracks now close wagering earlier. To avoid being shut out due to delays over the Internet, we recommend that wagers be placed as early as possible.
 
What types of wagers are accepted?

We support nearly all wager types offered by our member tracks. The wagering menu will virtually mirror the tracks' wagering menus with the exception of parlay wagers (such as twin-trifecta or tri-super) which require an exchange ticket.
 
Are transactions confidential?

Yes. All wagers and transactions are completely confidential.
 
How is my wagering dollar distributed?

Because all wagers are incorporated into the host track's wagering pools, the horsemen, the state and the racetracks share in the revenue.
 
What tracks are available on BetPTC.com?

See our complete list under Partner Tracks.

Are current odds available and how up-to-date are they?

Yes. Odds are updated every sixty (60) seconds.

What happens to my wager when a horse has been scratched that is part of my wager?

Premier Turf Club follows the rules in the jurisdiction where the host track is located.  We will provide refunds or assign other horses in accordance with the member track's policies for handling scratches. The decision of the host track is final. In many jurisdictions the following rules apply:  

Single Race Wagers:

Win/Place/Show: If the runner scratches, then the money will be refunded after the race goes official.

Exacta: If one or more of your selected horses are scratched, you will receive a refund for the wager(s) involving the scratched horse(s).

Trifecta: If one or more of your selected horses are scratched, you will receive a refund for the wager(s) involving the scratched horse(s).

Superfecta: If one or more of your selected horses is scratched, you will receive a refund for the wager(s) involving the scratched horse(s).

Super Hi-5: If one or more of your selected horses is scratched, you will receive a refund for the wager(s) involving the scratched horse(s)

Multiple Race Wagers:

Daily Double: If you selected the winner of the first leg and the selected horse in the second leg is scratched, you will receive a consolation double payout.

Pick 3: At most tracks, if the Player's horse is scratched BEFORE the first leg is run, the Player will receive a refund. If your wager is still live going into the second or third leg and the selected horse is scratched, you will receive a consolation payoff provided that your wager wins the other two legs.

Other Pick Wagers: At most tracks, if the Player's horse is scratched in ANY LEG, the Player will receive the post time favorite as a substitute for each scratched runner in each leg. If you have the post time favorite included in your wager and have more than one horse included in that leg, and one or more of the selected horses are scratched, you will receive the post time favorite for each horse that scratched. In other words, you may have placed the wager only once using the post time favorite, but if any number of your other selections in that leg is scratched, you will receive the post time favorite for each horse scratched in lieu of the horse(s) in his wager.  Therefore, you could end up having the favorite multiple times in a given race due to late scratches.

If I have a Premier Turf Club (BetPTC.com) account can I still wager via telephone?

Yes. Players may place wagers by phone by calling 1-877-880-0580 from 10:00am to 2:00am Eastern. Phone wagering is available with a live operator through our Oregon call center. There are NO fees to make a phone or online wager with BetPTC.
 
Can I access probable payouts?

You can access various probable payouts based on the track and the race.
 
Which pool does my money go into?

Your wager will be commingled into the appropriate pool of the host track. Unlike with off-shore outfits, every wager with BetPTC supports the racing industry.

How long after the race does it take for winnings to post to my account?

Your wager log update takes only a few minutes from the time the official race results are posted at the track.

When and how do I know if my wager is accepted?

An on-screen wager confirmation, accompanied by a ticket number, is provided within seconds of submitting a wager. If a wager is not processed by the host track commingled pools, the Oregon Racing Commission requires Premier Turf Club (BetPTC.com) to refund the amount of the wager to the accountholder.
 
Will I be able to see my wagering record?

You will be able to see the history of the current day's wagers by selecting “Today’s Wagers” under the menu options. You can also see your complete account history which contains wagering activity details and deposit and withdrawal information. This feature can be found by selecting “Player Tracking” and then “Wagering History.” This report can assist you in your record keeping.
 
Will I be able to see my balance online?

Your account balance is displayed at all times when logged into your account.
 
What information is recorded in the wager log?

Your “Today’s Wagers” screen will show all of your wagers for the current day, along with ticket serial numbers, amount and type of bet, whether the bet was a winner or loser, and the amount of the win or loss. For previous days, go to the “Wagering History” screen
 
How are funds withdrawn from my online wagering account?
 
We offer several methods for easy withdrawal:

Online: Choose “Withdraw Funds” under “My Account.” From here you can choose ACH or check as your preferred method of withdrawal.

By Phone: Withdrawals may be requested via phone by calling our Customer Service Line center at 1-877-880-0588 from 10:00am to 2:00am Eastern. Withdrawal requests can only be made by the account holder and upon verification of the account holder's identity. Withdrawal requests made via phone will be processed by check mailed to the registered account holder's address on record and will be mailed within five (5) business days of receiving the request.

Can I have my winnings transferred to my bank account?

Members who have completed the set-up requirements for BetPTC Cash and have made a successful deposit, may also make a withdrawal via BetPTC Cash. The funds are sent directly to your bank account on file. Fees apply.  All deposited funds made via BetPTC Cash have to clear prior to withdrawal of those funds. 
 
How do I dispute a miscalculation?

Call the Customer Service Line toll-free at 1-877-880-0588 from 10:00am to 2:00am Eastern and speak to a Customer Service Line Representative.

What information is Premier Turf Club required by law to give the IRS concerning account activity?

Premier Turf Club (BetPTC.com) is required to report to the IRS on Form W2-G all wagering transactions which return a payoff of $600 or more in gambling winnings if such winnings are at least 300 times the amount of the wager. Premier Turf Club will also withhold funds at the standard IRS rate of 25% from wagers where the aggregate total proceeds of identical bets exceeds $5,000 and if the winnings are at least 300 times the amount of the wager.

Is Bridgejumping (large show wagering) allowed?

Premier Turf Club will review situations on a case-by-case basis, but in most situations, bridgejumping is frowned upon because it creates a net loss for the account service provider. The first step the company takes is to remove the cash rewards earned by the player from that wager. If the bridgejumping continues, the player's account may be permanently closed.

Are the BetPTC Rewards (Cash Back) schedule permanent?

No, we are always negotiating simulcast deals with racetracks, and as a result, rates can change (positively or negatively) with little or no notice.  Various other fees, imposed on us by external sources such as state agencies for example, can result in a change in BetPTC Rewards.  However, we are constantly working to obtain the best rates for our loyal clientele.

What is BetPTC Cash?

BetPTC Cash is Premier Turf Club's new Automated Clearing House (ACH) funding method, which allows you to transfer funds directly to and from your registered bank account.

Are there any fees for using BetPTC Cash?

BetPTC Cash does not charge any fees, however you should check with your bank to see if they charge for ACH transactions. Any transactions returned by your bank will be subject to a $25 per item service fee.

Is my deposit available instantly in my wagering account?

The minimum amount for a single BetPTC Cash deposit transaction is $25. The maximum amount of your initial BetPTC Cash transaction with a newly entered bank account is $100. After your first transaction successfully clears the banking system (normally five banking days) you can make additional transactions. Your rolling dollar-value limit for total transactions pending / processing within banking system will be $500.00. Funds will now be avilable in your wagering account immidiately, subject to the $500 rolling limit.

How will a BetPTC Cash transaction show up on my bank statement?

Our processing information reads "Premierturfclub", although depending on your bank, this could be truncated so you may only see part of the full name.

Why is my first deposit limited to one transaction with a limit of $100.00?

Initial deposits are limited to $100.00 so that we can verify your bank account information and process a successful transaction. After your initial transaction, no additional ACH transactions will be allowed until the first transaction successfully clears through the banking system (typically five banking days). We understand this is slightly inconvenient to set up, but once your bank account is registered, the whole process becomes much easier.

Why did my deposit fail?

The BetPTC Cash system verifies your bank account information and also checks to see if you have exceeded your established deposit limits. The system also performs a similar screening as brick and mortar merchants do when you write a paper check. As a result, customers who have NSF or other unpaid checks outstanding may also find their BetPTC Cash transactions rejected by our processor.

If you receive a decline message of "Recent NSF Transactions" which you believe to be in error, you can contact our processor at 888-222-7621 for assistance. Tell the support staff that you were "declined when transferring money."

Why do I have to make a successful deposit before I can make a withdrawal?

The BetPTC Cash system needs to verify that your bank account information is correct before we can send you money. Also, it helps to prevent a third party from withdrawing funds from your wagering account if your account is compromised. 

How long will it take for me to see my withdrawn funds in my bank account?

Withdrawals normally take 2-3 banking days to be processed through the ACH system. When the withdrawal is available to you in your bank account will also be subject to any rules your bank may have.

Why is my 'available balance for withdrawal' different than my account balance?

If you have funds deposited via ACH (BetPTC Cash) which have not cleared yet, then those funds are subtracted from your BetPTC wagering account balance to inform you how much money can currently be withdrawn.  You will likely see a difference in the two balances if attempting to make an ACH withdrawal within 3 days of having made a deposit.

I want to use BetPTC Cash, but I don't see it as an option on my Deposit / Withdraw pages. What's wrong?

Access to the BetPTC Cash system is restricted when you have a deposit returned for NSF (from any of our funding options), or if you cancel or dispute a transaction with your bank which results in an amount owed to us that we have not been able to collect from your wagering account. Settling the amount due can result in re-instating your ACH privileges, which will be decided on a case by case basis.

Is technical help available?

Please continue reading this FAQ (Frequently Asked Questions) page to see if your question is answered. Known compatibility issues will be discussed in this section. If these do not answer your question, please call our Customer Support line at 1-877-880-0588.
 
Are any specific browsers or software required?

No. Your internet browser must support Secure Socket Layer encryption and Java Script, to access the wagering and account maintenance portions of the website. Most currently available browsers are acceptable, including Internet Explorer, Chrome, Firefox and Safari. For best results, your Display Setting (monitor) should be set at 1024 x 768 pixels.

There is no special software needed to use BetPTC.com.

I have an iPad. Can I use BetPTC.com?

Yes, you can use our wagering site at BetPTC.com with your MAC or iPad using the Safari or Firefox browsers.

Do you offer wagering via a mobile device such as an iPhone or Android phone?

WagerPad works on some Android Tablets and phones. We are working on adding more functionality for mobile devices. Wagers can be placed when members are away from their computer by calling 1-877-880-0580.

I have an older PC. What are the minimum PC requirements for using BetPTC.com?

An Internet connection faster than 56K is recommended. Please make sure your Display Setting (monitor) is set at 1024 x 768 pixels. For PC users you can access this setting through your “Control Panel.”

What type of security does my BetPTC.com account wagering use?

All data is encrypted. Connection is secure by SSL Version 3. Connection is a dedicated, closed loop. Premier Turf Club (BetPTC.com) does not store any credit card information on its servers. Our encryption keys are provided by VeriSign. You may view our VeriSign security information by clicking on the VeriSign logo on the home page.

Premier Turf Club has safely and securely handled over $125 million in wagers through the online betting interface since 2007.

Is my personal account information secure?

Yes. All personal account information is strictly confidential and stored in secure servers. No information will be submitted to any other entity without a legally binding subpoena or order. This includes all wagering information.
 
What protection do I have from others using my account?

Your account number and password protect your account. You should not share this information with any other individual.
 
May I access my account from someplace other than my own computer? (e.g., work.)

Yes, you may access your Premier Turf Club (BetPTC.com) account from any computer that has an Internet connection as long as you have your Account # and Password. Please be sure to log out and close out any browsers if using a public computer.

May my friends use my account?

Your Account # and Password protect your account. You must not permit anyone else to access the service through your account. You are responsible for maintaining the confidentiality of your Account # and Password. Premier Turf Club assumes that all wagers made through your Account # and Password are authorized by the account holder. You must be 21 years of age and a U.S. resident living in a state where account wagering is legal.

Are Past Performances available online?

Not currently.  We do offer Past Performances for the three Australian Tracks and all Irish and English signals 7 days/week.  We also offer complimentary PPs for New Zealand when they race.

What racing information is available in my account?

Members can view basic track program information, weather conditions, late changes, real-time odds, scratches, exotic probable payouts and live video for selected tracks.

Premier Turf Club offers FREE stakes selections and analysis every Friday for feature races that weekend.

Premier Turf Club also offers FREE Spot Plays from multiple NHC qualifiers such as Chris Larmey and Rich Nilsen every Saturday.

Do you sell racing and program information on Harness & Thoroughbred racing?

No. We offer a very limited supply of Thoroughbred racing information for the select tracks each day. We are not in the business of selling racing information. Currently any information provided is complimentary for our valued customers. We are aware that players have many choices for handicapping information. We are focusing on our strengths, which is to provide a superior wagering experience and cash back rewards for our members.